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Most credit agencies run a 15-year blacklist effectively barring bankrupts from receiving credit.
大多数信贷机构都有一份为期15年的黑名单，以有效阻止破产者得到贷款。
柯林斯例句
You are bankrupts; your part is over.
你们破产了, 你们已经寿终正寝了.
辞典例句